Consumer Loans

Premier Loan Program

LightStream®

Classic Loan Program

  • Loans Amounts:  $5,000 up to $100,000
  • Flexible Terms: Low, fixed rates with flexible terms
  • Approval Rates: Good to Excellent Credit Only
  • Loan Decision Time: Quick response during business hours
  • Fees: No fees or prepayment penalties
  • Process: Virtually paperless process, electronic signatures
  • Availability: Loans offered in all 50 states (including Washington, D.C.)
  • Loans Amounts:  $1,000 up to $35,000*
  • Fixed Terms: Rates never change
  • Approval Rates: Good to below average credit
  • Loan Decision Time: Very fast
  • No Risk Application Process: Applying does
    not impact credit
  • Penalty Interest: None
  • Prepayment Penalty: None
  • Bonus: All loans come with 6 months interest-free
    on principal
  • 3 and 5-year loan terms: choose the payment
    that suits you best
  • Availability: Not available in CT, NH, NY, VT, WV

All loans are subject to credit approval by LightStream.
© 2017 SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered
service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.
Lending services provided by SunTrust Bank, member FDIC.