Consumer Loans

Classic Loan Program

Premier Loan Program


  • Loans Amounts:  $1,000 up to $35,000*
  • Fixed Terms: Rates never change
  • Approval Rates: Good to below average credit
  • Loan Decision Time: Very fast
  • No Risk Application Process: Applying does
    not impact credit
  • Penalty Interest: None
  • Prepayment Penalty: None
  • Bonus: All loans come with 6 months interest-free
    on principal
  • 3 and 5-year loan terms: choose the payment
    that suits you best
  • Availability: Not available in CT, NH, NY, VT, WV
  • Loans Amounts:  $5,000 up to $100,000
  • Flexible Terms: Low, fixed rates with flexible terms
  • Approval Rates: Good to Excellent Credit Only
  • Loan Decision Time: Quick response during business hours
  • Fees: No fees or prepayment penalties
  • Process: Virtually paperless process, electronic signatures
  • Availability: Loans offered in all 50 states (including Washington, D.C.)

All loans are subject to credit approval by LightStream.
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service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.
Lending services provided by SunTrust Bank, member FDIC.